When an illness or injury prevents you from working, disability benefits can provide a crucial safety net, replacing a portion of your lost income and helping you cover medical expenses. Navigating the disability benefits system can be complex and frustrating, especially when you're dealing with health challenges.
At Lebau & Neuworth, our experienced disability benefits lawyers in Baltimore are dedicated to fighting for your rights and helping you secure the benefits you deserve.
Contact us today to speak with an attorney.
Types of Disability Benefits in Maryland
Facing a disability can create significant financial hardship, making it essential to understand the diverse disability benefit programs available to Maryland residents. There are several types of disability benefits available in Maryland, including:
- Social Security Disability Insurance (SSDI): This federal program provides benefits to individuals who have worked and paid Social Security taxes and are unable to work due to a severe disability.
- Supplemental Security Income (SSI): This federal program provides benefits to individuals with limited income and resources who are disabled, blind, or age 65 or older.
- Long-Term Disability (LTD) Insurance: This type of insurance, often offered through employers or purchased privately, provides income replacement for an extended period if you become disabled and unable to work.
- Short-Term Disability (STD) Insurance: This type of insurance, often offered through employers, provides income replacement for a shorter period, typically a few weeks to a few months, if you become temporarily disabled.
- Workers' Compensation: This state-mandated insurance program provides benefits to employees who are injured on the job.
No matter the cause of your disability, Lebau & Neuworth is prepared to guide you through the intricacies of the application and appeals process, ensuring you have the best chance of securing vital benefits. We are committed to advocating for individuals facing a vast array of medical diagnoses, such as:
- Cancer
- Arthritis
- Fibromyalgia and Chronic Pain
- Brain Injuries
- Cardiovascular Distress
- Respiratory Distress
- Mental Illness
- Stroke
- Respiratory Distress
- Irritable Bowel Syndrome
- Diseases & Syndromes
Regardless of the specific condition, securing these benefits often requires navigating intricate legal processes, making skilled legal assistance invaluable.
Maryland Laws Governing Disability Benefits
In addition to federal laws governing SSDI and SSI, Maryland has its own laws governing disability benefits. Some key Maryland laws include:
Maryland Workers' Compensation Act: This law provides benefits to employees who are injured on the job, including medical expenses, lost wages, and vocational rehabilitation.
Maryland Insurance Law: This law regulates insurance companies and policies, including long-term disability insurance policies.
Lebau & Neuworth: Legal Counsel for Disability Benefits in Maryland
Applying for and obtaining disability benefits can be a challenging process, often involving extensive paperwork, medical documentation, and interactions with insurance companies or government agencies. Our disability benefits lawyers in Baltimore can help you:
- Understand Your Eligibility and Evaluating Your Claim: We determine your eligibility for different types of disability benefits. We assess your situation and determine the best course of action for pursuing disability benefits.
- Gather Medical Evidence: We assist you in gathering the necessary medical evidence to support your claim.
- File Your Application: We help you complete and file your disability application accurately and on time.
- Appeal Denied Claims: We represent you in appealing denied claims and navigating the appeals process.
- Negotiate with Insurance Companies: We negotiate with insurance companies to secure the benefits you deserve.
- Protect Your Rights: We safeguard your interests and fight for your right to disability benefits.
By entrusting your case to Lebau & Neuworth, you gain a dedicated legal partner committed to simplifying the disability benefits process and maximizing your chances of a successful outcome. Let our experienced team shoulder the burden of your disability claim while you focus on healing.
Common Challenges in Disability Benefit Claims
Some common challenges individuals face when applying for disability benefits include:
- Insufficient Medical Evidence: Claims may be denied due to lack of sufficient medical evidence to support the disability.
- Complex Application Process: The application process for disability benefits can be complex and confusing.
- Delays in Processing: Claims may be delayed due to backlogs or processing errors.
- Denied Claims: Claims may be denied for various reasons, including medical eligibility or lack of work history.
- Appeals Process: The appeals process can be lengthy and require legal expertise.
These challenges underscore the importance of meticulous preparation and often the necessity of experienced legal counsel to navigate the complexities of disability benefit claims. Successfully overcoming these obstacles requires a thorough understanding of the system and a proactive approach, making professional legal assistance a valuable asset.
Experienced Disability Benefit Help is a Call Away
At Lebau & Neuworth, we understand the challenges you face when dealing with a disability. Our dedicated team of disability benefits lawyers in Baltimore is committed to providing compassionate and effective legal representation. We will work tirelessly to advocate for your rights, navigate the complexities of the disability benefits system, and help you secure the financial support you need.
Contact Our Baltimore Office Today
Don't face the disability benefits process alone. Contact Lebau & Neuworth's Baltimore office today for a confidential consultation with an experienced disability benefits lawyer. We will review your situation, answer your questions, and provide expert guidance on your legal options.
